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FINANCE Description

A line of credit is a ready source of funds (money) for both personal and business needs. It allows you to access funds up to the maximum limit and requires a minimum monthly payment for a specific tenure. A personal credit line works like a revolving account where you can withdraw money, make monthly payments based on your convenience and spend the money again in a virtually never-ending cycle. You just need to make sure that you make timely repayments and do not exceed the approved credit line amount. The best part about a personal line of credit is its built-in-flexibility that allows you to borrow and spend as and when you need funds, and pay interest only on the amount withdrawn from your revolving line of credit.

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